Let’s Talk About It: Mental Health Matters
May is Mental Health Awareness Month, a great reminder that taking care of our minds is just as important as taking care of our bodies. Let's continue to break the stigma and prioritize mental well-being together! Whether it's stress, burnout, anxiety, or just feeling...
Mind Matters: Supporting Employee Mental Health at Work
Every year, millions of people experience mental health challenges with limited access to care. According to the World Health Organization, 1 in 8 people globally are affected. Conditions like anxiety and depression significantly reduce productivity, costing the...
Disability Insurance Explained: Long-Term Disability
Your most valuable asset isn’t your house, car or retirement account. It’s the ability to make a living. Long-term disability insurance (LTD) provides financial protection by replacing a portion of your income—typically 50% to 70%—if you become unable to work due to...
Medicare: A Quick Guide
Trying to figure out Medicare can be one of the most frustrating aspects of retirement. Even the savviest of retirees struggle with figuring out when to enroll and which parts to enroll in – there’s Part A, Part B, Part C, Part D, Medigap plans and so on. And, what...
Medicare Made Simple: Your Guide to Getting Started
New to Medicare? Your Quick Start Guide. Medicare is the U.S. health insurance for those 65+, some younger people with disabilities, and those with permanent kidney failure (ESRD). Let's break it down: Understanding Medicare's Parts: Part A (Hospital): Covers...
Voluntary Benefits: The Missing Piece of Your Compensation Puzzle
The Rise of Voluntary Benefits As healthcare costs increase, so does the demand for voluntary benefits. These optional benefits allow employees to select and pay for additional perks to meet their individual needs, especially in today's diverse workforce. They're also...
Navigating Medicare Enrollment: Avoiding Common Errors
Don't Get Caught Out: Understanding Medicare Enrollment Deadlines To avoid potential penalties and ensure continuous healthcare coverage, it's vital to understand Medicare's enrollment periods. This guide breaks down the key enrollment windows – initial, general,...
How to Pay Medicare Part A & Part B Premiums
Most people get their Medicare Part B (Medical Insurance) premium deducted automatically from their Social Security benefit payment (or Railroad Retirement Board benefit payment). If you don't get benefits from Social Security (or the Railroad Retirement Board),...