Making Your Benefits Work for You: A Guide to Open Enrollment
Open enrollment is more than just a checkbox on your to-do list. It’s your annual opportunity to design a financial and health safety net that fits your life. Because your needs today might be different than they were a year ago, we want to make sure you have the...
2026–2027 Medicare Part D Changes for Employers
The Inflation Reduction Act of 2022 (IRA) continues to reshape the Medicare Part D program in 2026 and 2027, with changes aimed at lowering prescription drug costs for beneficiaries that may also affect employer-sponsored drug coverage. 2026 Updates Annual...
Managing Your Meds: A Guide to Reading Prescription Labels
Taking prescription medication is a common part of modern life. In fact, more than 131 million American adults take at least one prescription regularly. As we age, managing these medications becomes a vital part of staying healthy. While healthy habits and doctor...
The Hidden Cost of Waiting: Why Your Health Benefits Matter
Many people put off seeking medical care, even when they recognize that something doesn't feel right. Busy schedules, financial concerns, fear of receiving bad news, and the hope that symptoms will simply go away often lead to delays that can allow health problems to...
Human Sustainability and HR: Protecting People, Driving Performance
Exhausted employees do not innovate, and burned-out managers cannot build strong, thriving cultures. For nearly a decade, corporate wellness has been siloed into superficial initiatives: wellness apps, awareness weeks, or reactive crisis counseling. Human...
HSA and HDHP Limits for 2027
On May 29, 2026, the IRS issued Revenue Procedure 2026-24, which sets the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) for 2027. The updated limits address: The maximum allowable HSA contribution The minimum...
Workplace Strategies for Supporting the Sandwich Generation
In today’s workforce, a significant number of experienced employees are working a second job that never appears on a timesheet: caregiving. This places them in the "sandwich generation," a group of middle-aged adults tasked with simultaneously caring for their aging...
Understanding ICHRAs: A Guide for Employees
Health insurance can be complex, especially when your employer introduces new benefit structures. One option you may encounter is the Individual Coverage Health Reimbursement Arrangement (ICHRA). Unlike traditional group plans where the employer selects a single...