Sooo, we can all agree that Halloween is scary, but really? Life is scary. Money, Family, Work, and goodness gracious – picking the right health plan. HAIRY SCARY!
Who in the world has time to figure out what type of health plan is right for you, your family, or your employees? Well, the good news is there’s help!
Open Enrollment is here, but does it really apply to you?
We have a lot of information here, but if you take a moment to read it, rest assured you’ll be that much smarter if nothing else 😊
Open enrollment starts November 1 and ends on December 15th.
PLEASE NOTE: This 45-day period is for individuals seeking, renewing or changing their ACA (Affordable Care Act) Insurance Plan. It does NOT apply to short term, health sharing, or group plans.
Here’s the deal. If you don’t have access to group “affordable” insurance through an employer or spouse’s employer, and your family & income size are within the chart below, you could get a lower monthly premium, called a tax credit. You could also see lower deductibles, co-pays, and out of pocket.
Sounds good, right? Our staff can guide you, help you enroll, explain benefits, help you re-enroll & update your income, and be here for you through it all. Click here to see if you might qualify – it’s super easy! SHOP MARKETPLACE PLANS HERE. You’re welcome :)
What if you’re stuck in the middle, can’t get a subsidy, but must have coverage for pre-existing conditions?
Individual & Family ACA Plans!
If you don’t have access to group insurance and need coverage for pre-existing conditions, this is your time as well. You’ll most likely need a traditional plan. New plans are coming in 2020. So don’t fret — we are creative and full of solutions!
It’s true! The TAX Penalty stopped being enforced in January 2019, so you don’t have to pay full price for an ACA plan if you don’t need all that coverage. So now what?
Short Term Medical Plans!
Perfect for the “what if’s” in life. If you are not worried about pre-existing conditions, but just want protection if something unexpected happens, short-term plans could be your ticket! Let us give you a quick quote today! They can be written for up to 12 MONTHS AND LONGER and are less expensive than traditional Insurance that must cover pre-existing. Let us help you today.
Health Care Sharing Plans!
What if I told you that you could save significantly on your monthly costs (sometimes 60%) and be a part of a community with like-minded people? You’d want to hear more, right? Well, we have affordable alternatives to health insurance! Whether you’ve heard of it or not, Health Care Sharing programs are on the rise. Tanya Boyd & Associates has helped hundreds of individuals say good-bye to expensive health insurance that they didn’t need and transition to a sharing program. Let’s start the conversation if saving 60% interests you. (This is not insurance, and not guaranteed, and not perfect for those with serious pre-existing conditions, but you know if you’re a healthy low utilizer of plans, but still want the protection for the unknown.) Schedule an appointment today!
What about a Preventative / Wellness Program to cover the little things that some short-term plans and health sharing plans leave behind?
Yep, we’ve got you covered there too! Learn how this plan can help protect you and your family even more. Click here for more.
Dental and Vision for Everyone!
Did you know oral health is linked to heart disease? Did you also know that approximately 75% of adults use some sort of vision correction? We’ve got many affordable options – click here!
Group Health Insurance
The time has never been better to get a group health plan in place, and it may be easier than you think. What if we told you for January 1 effective dates, small employers don’t have to meet participation guidelines? You get a Holiday and we’d like to help you celebrate! Read about the Special Enrollment Period for Small Employers here!
Business Owners? You know you are only as good as your team. They might love you but they also love benefits! We understand the intricacies involved with administrating group health plans. We also realize how benefits back into HR issues all the time. We like to think we’re pretty good at parallel parking, and our service offering couldn’t be more analogous. We have the expertise to quote policies for your small or large group, but additionally, we can assist with Cobra administration or setting up a section 105 plan, commonly referred to as an HRA (Health Reimbursement Arrangement), or ensuring proper documentation is in place for your section 125 pre-tax program. Need assistance with employee handbooks and other HR functions? We’re your source.
Husband/Wife Group Plans
Yes, it can be done! Do you own a business? Are Mr. and Mrs. named on the Business Paperwork as co-owners, filed with the state of Texas? Let us help you get that PPO Group Plan of choice. We’ve helped hundreds get the Plans they desire under this option. Get started here!
Ladies and Gentlemen – this is what we do. Every moment of every day. We are consultants, educators, and we want to help you and your family/business/ employees. Let’s Chat! 972-203-8180