Open Enrollment

2024 Open Enrollment for Individuals and Families!

November 1 – December 15

open enrollment for affordable care act health insurance, obamacare

During this time anyone can apply, regardless of life event changes! This is when you can apply for the first time or shop new plans for 2024.

We have been helping people like you pick the right plans since ACA started on January 1, 2014! Please call us at 972-203-8180 or schedule a time to chat!

Marketplace Plans aka Obamacare or Affordable Care Act plans! Let us see if you qualify for lower monthly payments!

So, here’s the deal. If you don’t have access to group “affordable” insurance through an employer or spouse’s employer, and your family & income size are within this chart, you could get a lower monthly premium, called a tax credit. You could also see lower deductibles, co-pays, and out of pocket. We can guide you, help you enroll, explain benefits, help you re-enroll & update your income, and be here for you through it all. Use our services — we genuinely care, and there’s no extra cost to you! Click here to see if you might qualify – it’s super easy.  SHOP MARKETPLACE PLANS HERE. You’re welcome. :)

DID YOU KNOW MOST PEOPLE QUALIFY FOR SAVINGS?! Look at the income chart below:

2022 poverty guidelines

Do not go direct, but if you end up without us, you must tell them you are getting help from a broker and put this information in: Tanya Boyd, NPN 4591153.

WARNING!!  DO NOT DO THIS ALONE OR SEARCH THE WORLD WIDE WEB. You might have to change your phone # if you do. WE DO NOT BUY LEADS AND WILL NOT DRIVE YOU CRAZY. Everything you need to know can be answered by the wonderful team at Tanya Boyd & Associates.

What if you’re stuck in the middle, can’t get a subsidy, but must have coverage for pre-existing conditions?

Individual & Family ACA Plans!

If you don’t have access to group insurance and need coverage for pre-existing conditions, we work with all major carriers in Texas. Click here to learn more!

Short Term Medical Plans!

Perfect for the “what if’s” in life. If you are not worried about pre-existing conditions, but just want protection if something unexpected happens, short-term plans could be your ticket! Let us give you a quick quote today!

Dental and Vision for Everyone!

Did you know oral health is linked to heart disease?  Did you also know that approximately 75% of Adults use some sort of vision correction? We’ve got many affordable options – click here!

Group Health Insurance

The time has never been better to get a group health plan in place, and it may be easier than you think. What if we told you for January 1 effective dates, small employers don’t have to meet participation guidelines? You get a Holiday and we’d like to help you celebrate! Read about the Special Enrollment Period for Small Employers here!

Legally Married Couples PPO Plan!

Yes, it can be done! Do you own a business? Are you and your spouse named on the Business Paperwork as co-owners, filed with the state of Texas? Let us help you get that PPO Group Plan of choice. We’ve helped hundreds get the Plans they desire under this option. Get started here!

Health Care Sharing Plans!

What if I told you that you could save significantly on your monthly costs (sometimes 60%) and be a part of a community with like-minded people? You’d want to hear more, right? Well, we have affordable alternatives to health insurance! Whether you’ve heard of it or not, Health Care Sharing programs are on the rise. Tanya Boyd & Associates has helped hundreds of individuals say good-bye to expensive health insurance that they didn’t need and transition to a sharing program. Let’s start the conversation, if saving 60% interests you. (This is not insurance, and not guaranteed, and not perfect for those with serious pre-existing conditions, but you know if you’re a healthy low utilizer of plans, but still want the protection for the unknown.)  Schedule an appointment today!

BTW – did we mention we offer HSA compatible plans? A Health Savings Account (HSA) is a tax-favored account used in conjunction with an HSA-compatible health plan. The HSA allows you to contribute funds on a pre-tax or tax-deductible basis, which you may use to pay for eligible medical expenses. Interested?

*HSA’s require qualifying policies. We also recommend funding your HSA with a nominal amount upon opening. Just some more expert advice from our team!


And for one thing we would NEVER go without — how about an office visit over the phone with a 24/7/365 doctor on call with NO CONSULTATION FEE, advocacy and so much more for only $18 a month for the entire family! No kidding!

We did state that we find novel solutions to our client’s health insurance concerns. freshbenies is one of our favorite outside-the-box solutions. With medical coverage continuing to climb in cost with ever increasing deductibles, who isn’t looking for an alternative? freshbenies offsets skyrocketing healthcare costs with access to innovative services that help you save time, money and frustration (who doesn’t need that?).  Click here to learn about Telemedicine, savings on prescriptions and more.

Prescription Problems?

Have you ever wanted a place to compare the best prescription prices? We’ve got the answer. Simply go to and put in your medication and… voila! The best prices and sometimes even coupons will appear! And it is a free service to use! See, we’ve got your back!

HR and Compliance Help?

We are one of the few agencies that understand the intricacies involved with administrating group health plans. We also realize how benefits back into HR issues all the time. We like to think we’re pretty good at parallel parking, and our service offering couldn’t be more analogous. We have the expertise to quote policies for your small or large group, but additionally, we can assist with Cobra administration or setting up a section 105 plan, commonly referred to as an HRA (Health Reimbursement Arrangement), or ensuring proper documentation is in place for your section 125 pre-tax program. Need assistance with employee handbooks and other HR functions? We’re your source. Click here to learn more about group health insurance.

We also offer Medicare Supplemental plans, travel insurance and more. Click here to learn about how we can help you today!

Ladies and Gentlemen – this is just a sample of what we do. We are consultants, educators, and we want to help you and your family / business / employees.

Let’s Chat! 972-203-8180 or

Special Enrollment Period (SEP)

This is a time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including:

  • losing health coverage
  • moving
  • getting married
  • having a baby
  • adopting a child

Depending on your Special Enrollment Period type, you may have 60 days before or 60 days following the event to enroll in a plan. If you miss your Special Enrollment Period window, you may have to wait until the next Open Enrollment Period to apply.

You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time of year, whether you qualify for a Special Enrollment Period or not.

Job-based plans must provide a Special Enrollment Period of at least 30 days.