Open Enrollment

2021 Special Enrollment Period in response to the COVID-19 Emergency

healthcare open enrollment, health insurance, insurance agent dallas tx

A New Open Enrollment Period is here!

Get ready! This Special Open Enrollment Period runs from February 15 through May 15 of 2021!

During this time anyone can apply regardless of life event changes! This is a rare opportunity to secure coverage if you missed the original Open Enrollment period, or change plans if you are in one that is not working.

We are ready to guide you through the maze of insurance and health plan options! Please start early and click here to schedule an appointment with us! Or call 972-203-8180!

Marketplace Plans aka Obamacare or Affordable Care Act plans! Let us see if you qualify for lower monthly payments!

So, here’s the deal. If you don’t have access to group “affordable” insurance through an employer or spouse’s employer and your family & income size are within this chart, you could get a lower monthly premium, called a tax credit. You could also see lower deductibles, co-pays, and out of pocket. We can guide you, help you enroll, explain benefits, help you re-enroll & update your income, and be here for you through it all. Use our services, we truly care, and no extra cost to you! Click here to see if you might qualify – super easy.  SHOP MARKETPLACE PLANS HERE. You’re welcome. :)

Do not go direct, but if you end up without us, you must tell them you are getting help from a broker and put this information in: Tanya Boyd, NPN 4591153.

WARNING!!  DO NOT DO THIS ALONE OR SEARCH THE WORLD WIDE WEB. You might have to change your phone # if you do. WE DO NOT BUY LEADS AND WILL NOT DRIVE YOU CRAZY. Everything you need to know can be answered by the wonderful team at Tanya Boyd & Associates.

What if you’re stuck in the middle, can’t get a subsidy, but must have coverage for pre-existing conditions?

Individual & Family ACA Plans!

If you don’t have access to group insurance and need coverage for pre-existing conditions, we work with all major carriers in Texas including BlueCross BlueShield, Oscar, Molina, Ambetter, New for 2021 – Scott & White, Friday Health Plans and more! So don’t fret — we are creative and full of solutions!

It’s true!  The TAX Penalty stopped being enforced in January 2019, so you don’t have to pay full price for an ACA plan if you don’t need all that coverage. So now what?

Short Term Medical Plans!

Perfect for the “what if’s” in life. If you are not worried about pre-existing conditions, but just want protection if something unexpected happens, short-term plans could be your ticket! Let us give you a quick quote today! They can be written for up to 12 MONTHS AND LONGER and are less expensive than traditional Insurance that must cover pre-existing. Let us help you today.

United Healthcare Short Term Plans

National General Short Term Plans (Aetna PPO Network, telemedicine included, and an urgent care co-pay)

Pivot Health

Health Care Sharing Plans!

What if I told you that you could save significantly on your monthly costs (sometimes 60%) and be a part of a Community with like-minded people? You’d want to hear more, right? Well, we have affordable alternatives to health insurance! Whether you’ve heard of it or not, Health Care Sharing programs are on the rise. Tanya Boyd & Associates has helped hundreds of individuals say good-bye to expensive health insurance that they didn’t need and transition to a sharing program. Let’s start the conversation, if saving 60% interests you. (This is not insurance, and not guaranteed, and not perfect for those with serious pre-existing conditions, but you know if you’re a healthy low utilizer of plans, but still want the protection for the unknown.)  Schedule an appointment today!

What about a Preventative / Wellness Program to cover the little things that some short-term plan and health sharing plans leave behind?

Yep, we’ve got you covered there too! Learn how this plan can help protect you and your family even more.  Click here for more.

NEW THIS YEAR! We now have a HSA Compatible plan that covers your well visits that pairs perfectly with a sharing plan or even a short-term plan.

Dental and Vision for Everyone!

Did you know oral health is linked to heart disease?  Did you also know that approximately 75% of Adults use some sort of vision correction? We’ve got many affordable options – click here!

Group Health Insurance

The time has never been better to get a group health plan in place, and it may be easier than you think. What if we told you for January 1 effective dates, small employers don’t have to meet participation guidelines? You get a Holiday and we’d like to help you celebrate! Read about the Special Enrollment Period for Small Employers here!

Husband/Wife Group Plans

Yes, it can be done! Do you own a business? Are Mr. and Mrs. named on the Business Paperwork as co-owners, filed with the state of Texas? Let us help you get that PPO Group Plan of choice. We’ve helped hundreds get the Plans they desire under this option. Get started here!

BTW – did we mention we offer HSA compatible plans? A Health Savings Account (HSA) is a tax-favored account used in conjunction with an HSA-compatible health plan. The HSA allows you to contribute funds on a pre-tax or tax-deductible basis, which you may use to pay for eligible medical expenses. Interested?

*HSA’s require qualifying policies. We also recommend funding your HSA with a nominal amount upon opening. Just some more expert advice from our team!

freshbenies

And for one thing we would NEVER go without — how about an office visit over the phone with a 24/7/365 doctor on call with NO CONSULTATION FEE, advocacy and so much more for only $18 a month for the entire family! No Kidding!

We did state that we find novel solutions to our client’s health insurance concerns. freshbenies is one of our favorite outside-the-box solutions. With medical coverage continuing to climb in cost with ever increasing deductibles, who isn’t looking for an alternative? freshbenies offsets skyrocketing healthcare costs with access to innovative services that help you save time, money and frustration (who doesn’t need that?).  Click here to learn about Telemedicine, savings on prescriptions and more.

Prescription Problems?

Have you ever wanted a place to compare the best prescription prices? We’ve got the answer. Simply go to www.goodrx.com and put in your medication and… voila! The best prices and sometimes even coupons will appear! And it is a free service to use! See, we’ve got your back!

We are one of the few agencies that understand the intricacies involved with administrating group health plans. We also realize how benefits back into HR issues all the time. We like to think we’re pretty good at parallel parking, and our service offering couldn’t be more analogous. We have the expertise to quote policies for your small or large group, but additionally, we can assist with Cobra administration or setting up a section 105 plan, commonly referred to as an HRA (Health Reimbursement Arrangement), or ensuring proper documentation is in place for your section 125 pre-tax program. Need assistance with employee handbooks and other HR functions? We’re your source. Click here to learn more about group health insurance.

We also offer Medicare Supplemental plans, travel insurance and more. Click here to learn about how we can help you today!

Ladies and Gentlemen – this is just a sample of what we do. We are consultants, educators, and we want to help you and your family / business / employees.

Let’s Chat! 972-203-8180 inquiries@tanyaboydassociates.com

Special Enrollment Period (SEP)

This is a time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including:

  • losing health coverage
  • moving
  • getting married
  • having a baby
  • adopting a child

Depending on your Special Enrollment Period type, you may have 60 days before or 60 days following the event to enroll in a plan. If you miss your Special Enrollment Period window, you may have to wait until the next Open Enrollment Period to apply.

You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time of year, whether you qualify for a Special Enrollment Period or not.

Job-based plans must provide a Special Enrollment Period of at least 30 days.