Individual & Family Benefits

Whether you’re looking for individual major medical, short-term medical or cost saving alternatives for your family, our team has the expertise to guide you through all of your options. See just a small sample of the plans we offer.

Traditional Health Insurance

If you need coverage for pre-existing conditions and prefer traditional health insurance, we’ve got you covered!

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Traditional Health Insurance with a Tax Credit

See if you qualify for traditional health insurance with a tax credit to help lower your health insurance premiums!

2026 federal poverty level chart

How federal poverty levels are used to determine eligibility for reduced-cost health coverage

  • Income between 100% and 400% FPL: If your income is in this range, in all states you qualify for premium tax credits that lower your monthly premium for a Marketplace health insurance plan.
  • Income at or below 150% FPL: If your income falls at or below 150% FPL in your state and you’re not eligible for Medicaid or CHIP, you may qualify to enroll in or change Marketplace coverage through a Special Enrollment period.
  • Income below 138% FPL: If your income is below 138% FPL and your state has expanded Medicaid coverage, you qualify for Medicaid based only on your income.
  • Income below 100% FPL: If your income falls below 100% FPL, you probably won’t qualify for savings on a Marketplace health insurance plan or for income-based Medicaid.

PPO Options for Business Owners and 1099 Workers

Short Term Plans

Perfect for the “what if’s” in life – if you’re not worried about pre-existing conditions, but just want protection if something unexpected happens.

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Everyday Benefits

Wellness visits plus more!

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Dental and Vision

We’ve got many affordable options!

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Spirit Dental & Vision
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Life & Disability Insurance

Telemedicine, Advocacy, Pet Care Savings, and More!

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Health Savings Accounts

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International Travel and International Medical Insurance

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GeoBlue travel insurance